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Client Centered

At Waypoint Financial we utilize a comprehensive planning approach, that is 100% client focused. We get to know you, your hopes, dreams, likes, dislikes, and financial aspirations, in order to prepare a financial blueprint that fits your current lifestyle and aligns with your desired lifestyle during retirement.

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  • We want you to feel comfortable every step of the way and know that laying the groundwork when establishing a relationship is most important. We believe that every client is unique and has dreams, concerns, and circumstances that are unlike anyone else. In this session, we will gather your financial data but more importantly we listen to learn about your career, family history, life situation and your passions. Here we guide you to define and prioritize your financial goals.

  • You receive a detailed analysis of your current financial situation to determine how well you are tracking toward your goals. We will educate on choices related to employer benefits, Social Security, and your current insurance and investment portfolios. We craft strategies especially for you, and together we choose the strategies to implement now and those to defer to a later date.

  • We will monitor your investment and insurance accounts to assure they continue to align with your risk tolerance and financial goals. We will meet with you as often as you like. In turn, we ask that you acknowledge our efforts to communicate with you and our requests to meet with you when we feel it is necessary. It is very important for us to be aware of any changes in your life circumstances that would affect your plan.

3 Phases Of Retirement Planning

We desire to walk with clients through the three phases of the retirement planning process:

Wealth Accumulation

Clients commit savings to growth potential based on their risk profiles, tax efficiency needs, and available financial products and services.

Wealth Distribution

Clients begin to spend funds from accumulated wealth to supplement fixed retirement sources typically seeking advice so they maintain their income.

Wealth Transfer

Clients pass assets to beneficiaries while living or at death while navigating complex tax and legal matters in conjunction with their professional tax and legal advisors.